A STUDY ON STUDENTS’ PERCEPTION TOWARD INTERNET BANKING USING SMARTPHONE
Dr. Dwi wulandari1, Bagus Shandy Narmaditya2
1 Department of Development Economics. Universitas Negeri MaJang, 65145, Indonesia
(wulan501@yahoo.com)
2Department of Development Economics, Universitas Negeri Malang, 65145, Indonesia
(bagusshandy@gmail.com)
ABSTRACT
Internet banking requires acceptance of the technology. The development of smartphone in Indonesia is quite fast. Thisresearch is focused on what are the student’s perception or internet banking using smartphone. This research used Qualitative Method and the sample selected were students using smartphone and internet banking. Most of the studentsaccess their internet banking through their smartphones.Students used this feature because of the case of use of thisfeature, trust to a banking product., affordable price (cost) and fast response (time). The use of internet banking is stillrelatively low because the lack of understanding of the students, so the banks should give socialization to students to increase their interest of using internet hanking through smaratrhones.
Keywords: internet banking, smanphones, case or use, trust, cost, time
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